David graduated from Cambridge (with an MA in Law) then worked for Cazenove & Co, stockbrokers. He subsequently received a Diploma in Rural Estate Management from the Royal Agricultural College, then a brief spell stockbroking with Bell Lawrie & Co, after which he graduated from Edinburgh University with an MBA. Following this, he qualified as a Chartered Accountant and worked with Reeves & Neylan before returning home to Kinnaird Castle to run the Southesk Estate. He is also overseeing the development of the new town of Chapelton on the Elsick Estate which will ultimately comprise 8,000 houses. His portfolio of business interests is diverse and his counsel has been valuable in establishing ARX Rural Re.

Doug retired in 2021 from a very successful insurance broking career but the challenge of creating a new and dynamic insurance company was too great an opportunity to be missed! During his career he was Chairman of Corporate Risk PLC, Chairman of Johnston Higgins (UK) Ltd, Non-Executive Deputy Chairman of Willis Mergers and Acquisitions, Chairman of Marsh (Scotland) Ltd, Chairman of Marsh UK Private Equity and Chairman of Hearts Football Club. His global rolodex of highly influential individuals across varied business sectors is invaluable to ARX Rural Re.

Oliver has more than 35 years of captive and alternative risk transfer experience. In 2012, he established RISCS, an independent risk and captive consultancy to address the instability seen in the traditional insurance markets. RISCS has been awarded captive consultant of the year twice by the European Captive Awards. Oliver has presented key-note addresses at captive conferences worldwide and has published widely on topics including Asian, European and American business, global insurance markets, captives and alternative risk strategies. Oliver has been recognised as one of the most influential figures in the global captive industry, having been elected into the global “Captive Power 50” on numerous occasions.

Ritchie is a Director of one of Scotland’s preeminent rural and private client insurance brokers. He has successfully built and sold two previous broking businesses as well as one of Scotland’s very successful wealth management practices. Aside from insurance and wealth management, Ritchie has held directorships in the TV Production world and also the Angel Investment sector where he spent a considerable amount of time in New York City successfully raising funds for Scottish businesses seeking to expand into North America.

Stewart started his career as a trainee surveyor which has assisted greatly when he went on to become an insurance underwriter gaining valuable experience with both the Provincial Insurance company in Edinburgh and in London with John Holman & Son (Lloyds Underwriters). With over 40 years in the industry, he runs his own insurance broking and wealth management business which is now one of the largest independents in Scotland.

Calum, after graduating from the University of Dundee with his LLB in English Law, has held numerous senior commercial leadership roles.

Over this period, he has been responsible for delivering over £15 million in revenue. In addition to delivering new brand rollouts and significant market repositioning, he has also built and run his digital marketing agency for five years. He was recognised for his achievements in 2022 and named number 6 on Business Insider’s 35 Under 35.